Personal Accident Insurance

Personal Accident Insurance

Any bodily injury due to an accident; hospitalization; loss of limbs; It is a type of insurance that recovers financial support in the event of disability or death.
Insurable person Security deposit Warranty period Premium rate

Persons between the ages of (16) and (65) in good health

from a minimum of 500,000 Kyats to a maximum of 200,000 Kyats (or) From (1,000) to (200,000) US dollars

3 months; 6 months 1 year

0.7% of sum assured for one year Military personnel; People's Police flight attendant Security deposit for high-risk jobs such as electrical workers 1% * warranty period 3 months; 1 year for 6 months Proportional premium of term premium

Benefits

  • (a) Accidental death The amount of money to be received according to the guaranteed amount* (500,000 to 20,000,000 Kyats) will be received by a single beneficiary.
  • (b) Permanent disability the sum assured will be received by the sole beneficiary.
  • (c) Injury / loss of limb The benefit rate is calculated based on the doctor's recommendation.
  • (d) Hospitalization / inability to work due to injury you will get benefit 3%ofthe sum assured per week up to a maximumyou will get benefit of 15%of the sumassured.

If a worker is injured, he will be compensated as follows

No. Injury Available Amount
1 Permanently disabled and unable to work at all 100%
2 Blindness of one eye 50%
3 A complete loss of one arm 50%
4 A complete loss of one leg 50%
5 Deafness in one ear 25%
6 A broken arm 25%
7 A broken leg 25%

*Injuries other than those mentioned above will be compensated at a specified percentage based on the doctor's recommendation. *

Medical check up

  • The age of the insured person; Depending on the sum insured, a health check-up may be required.

Items not covered by compensation

(1) Premeditated self-inflicted injury; Disability and death.

(2) being injured while using or using intoxicating drugs; Disability and death.

(3) death due to disease; Being disabled.

(4) outbreak of war (whether or not war is declared); military attack civil war Rebellion Riot military or public uprising; insurgency insurrection Revolution military coup Promulgation of martial law or occupation, internal riots, Injuries caused by their causes or their consequences; disability and death;

(5) Injured by the commission of a crime; Disability and death.

(6) by the hands of others or Because of the efforts of others, In connection with this, injury, Disability and death.

Compensation claim plan

In case of compensation, please notify the Protect hotline no 09253388122 immediately.

If you protect, we will assist you in cases where an employee has to request compensation.

*We are always ready to serve you in order to provide convenience and peace of mind regarding insurance matters.*

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